Business Insurance

Insurance Coverage for AI Chatbot Wiretapping Claims: What to Know Security teams integrating conversational AI face novel exposure under wiretapping and eavesdropping laws. This guide breaks down the insurance implications, policy pitfalls, and practical steps to protect your organization in 2025. Insurance Coverage for AI Chatbot Wiretapping: Emerging Legal Risks Companies deploying AI chatbots now …

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Westland Insurance Winter Survival Guide Every Business Needs Westland Insurance has released a practical playbook to help businesses reduce winter losses and stay open when storms hit. This article breaks down the guide into actionable steps, real-world examples, and the key policy options to discuss with brokers and carriers like Aon, Marsh, Allianz, Travelers, Zurich …

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Fire insurance nonrenewals: What You Need to Do Now Assistance for Fire Insurance Policy Nonrenewals: What You Need to Know — at InsuranceProFinder we explain why insurers decline renewals after fire risk changes and what homeowners should do next. This guide gives clear, actionable steps, real examples, and resources to secure replacement coverage without a …

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Business Auto Insurance: Retailer Strategies for Unbundled Coverage Retailers face a new reality in 2025: commercial auto programs are being broken into modular pieces, shifting cost and choice to the buyer. GreenLeaf Retail, a mid‑sized shop in the Midwest, recently helped five vendors rethink their vehicle policies after carriers began offering stand‑alone liability, physical damage, …

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As real estate increasingly embraces digital platforms, cybersecurity emerges as a critical concern for agents and firms alike. The rapid transition to online transactions has unlocked greater efficiency but simultaneously exposed vulnerabilities that cybercriminals relentlessly exploit. Real estate professionals must adopt robust cybersecurity strategies and leverage specialized insurance products to guard their properties and clients. …

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Starting and running a small business in 2025 demands more than just a great idea and dedication—it requires a thorough understanding of insurance essentials to protect your venture from unforeseen risks. Particularly for commercial cleaning businesses, insurance premiums and coverage options can significantly impact financial planning and operational security. Navigating policies from major insurers like …

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The increasing frequency and severity of hailstorms across the United States in 2025 have elevated the risk of serious damage to residential properties. Mercury Insurance, a leading name alongside other insurers like State Farm, Allstate, and Liberty Mutual, is stepping forward with crucial advice to homeowners on how to proactively protect their homes from the …

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As cyber threats intensify in complexity and frequency, businesses face unprecedented challenges securing effective cyber insurance in 2025. The rise of ransomware and data breaches has propelled demand for coverage, but carriers are tightening requirements and refining policies amid escalating claim rates and market shifts. Navigating this evolving landscape requires a strategic approach—starting early, understanding …

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California’s increasingly severe wildfires continue to threaten homes and businesses across the state, leaving victims facing immense challenges beyond the flames. Navigating insurance claims amid this devastation is not merely a process, but a crucial lifeline for recovery. With many residents suffering property and financial losses, understanding how to effectively manage insurance claims—whether with State …

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In a landmark ruling that sets a crucial precedent for how layered insurance policies interact, the U.S. Court of Appeals for the Eighth Circuit has reversed a Missouri district court’s decision in a high-profile excess coverage dispute involving Hartford Fire Insurance Company and Chubb Custom Insurance Company. The case, revolving around a $2 million wrongful …

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