Insurance Basics

DIFS Safeguard: Insurance Tips to Secure Family Finances At InsuranceProFinder.com we’ve distilled the Michigan Department of Insurance and Financial Services guidance into practical steps you can act on today. National Preparedness Month is the perfect trigger to audit your policies, organize documents, and close coverage gaps before an emergency strikes. Review Policies with DIFS Guidance …

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Legal advice: Hit-and-run insurance tips every driver needs Summary: When drivers face a hit-and-run, legal and insurance choices made in the first hours can determine financial and legal outcomes. This guide uses a real-world example to explain practical steps, the coverages to prioritize, and how to work with attorneys and investigators in 2025. Understanding Hit-and-Run …

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Legal Navigator: Attorney Strategies for Insurance Claims and Settlements Navigating the Legal Maze requires a clear map and a trusted guide. This article follows Evan, a small business owner who faced a denied claim, to show how an ExpertLegalGuide turns confusion into a winning strategy. Each section offers actionable steps, case examples, and tools you …

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CBS LA Insurance Week: Homeowners’ Coverage Help and Resources From June 2–6, CBS LA Insurance Week put a spotlight on the shifting landscape of homeowner and renter insurance across Southern California. This special series — part of the Insurance Takeover by CBS LA Cares — combined expert interviews, community stories and live help to guide …

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AI Risks: 10 Critical Strategies Every Company Needs Now Summary: As organizations deploy AI across products and operations, familiar liabilities resurface under new technical guises. This guide shows how legacy insurance and targeted governance combine to manage AI exposures effectively. AI Risks: Why Legacy Insurance Still Matters for Companies When the Raine v. OpenAI case …

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Insurance Policy Non-Renewal: What You Must Do Now Receiving a letter that your insurer won’t renew your coverage can feel like a sudden shock. This article explains practical steps to protect yourself, find replacement policies, and challenge unfair decisions. Through a short case study of Sarah, a homeowner navigating a non-renewal, you’ll learn how major …

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October brings a clear shift in Mexico’s tempo: cooler mornings in the highlands, a migration of seasonal visitors, and fresh policy nuances that affect long-term residents and short-stay visitors alike. This edition collects practical updates on residency, travel, health cover and local living — distilled from on-the-ground reporting and partner briefs like Mexico Monitor and …

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The Pennsylvania Insurance Department plays a central role in making sure insurers operate fairly and that policyholders get practical help when things go wrong. From licensing carriers to intervening on complex claim denials, the agency balances market stability with consumer protection. This article explains how the Department works, what programs matter for residents and businesses, …

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American Express cardholders often assume their plastic covers every travel hiccup — but the reality is more nuanced. This guide breaks down the actual travel insurance benefits of American Express cards, explains when coverage is automatic or conditional, and shows how Amex compares to rivals like Chase, Visa and Mastercard. Short, practical lists and a …

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When an insured driver is left under-compensated after a serious crash, questions quickly turn to whether their broker should have said more. The 2025 British Columbia Court of Appeal decision in Carriere-de-Davide v Westland Insurance Group Ltd. sharpened the boundaries of a broker’s duty to advise on excess underinsured motorist (UMP) coverage. This article breaks …

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